Emerald Computers offers in-house financing.
You now can buy most computers in our store with our easy financing program. We offer TWO types of financing. The first is with Synchrony bank. The second is with our in house program.
Emerald vs Synchrony Financing, which is right for you?
| Emerald Financing | Synchrony Financing |
| NO credit Check | Needs decent credit |
| $79 origination fee | No Fee to apply |
| Must pay $85 today | Pay Nothing today |
| Max $700 Limit | Whatever limit you qualify for, usually high limits |
| No interest for up to 9 months | No interest if paid off within 6 months, high interest, going back to the first day, if not paid off in full by the 180th day. |
| Must have an Arizona ID, and a valid credit/debit card | Must have any ID, no credit/debit card needed |
| Can only be used for 8th Gen and older computers and items for those | Can be used to buy anything in our store, even labor |
| Better for those with limited credit | Better for those with good credit |
CLICK HERE to apply for Synchrony
Emerald Financing…Get a complete computer set up for just $85 down…..
- NO credit check
- NO income check
- NO interest, just a small one time fee
- NO references
All with the Emerald Computer’s famous low prices!
Features of the Emerald Financing program.
- Buy any qualifying items on one invoice, pay $85 today and pay the rest in 9 equal future monthly payments. The payment amount will be clearly shown on the invoice you sign.
- Can choose to pay in 3 or 6 even 9 equal future payments.
- A $79 one-time origination fee will be added to original invoice. (No sales tax on fee)
- The in house financing program is valid for up to $700, amounts over $700 must be paid in full at time of purchase.
- You may also finance 2 monitors, 1 keyboard, 1 mouse, 1 Wi-Fi (card or usb), extended warranties and up to $50 in labor (per computer) but only if it is all on the same invoice as the computer and done at the same time. (Used keyboard and mouse, along with all cables comes for free with all computers, you only pay for upgraded ones.)
- Loan program is valid on Desktops, Laptops, Tablets and All in one systems.
- Only invoices with a computer on it may be financed.
- Only valid on in stock computers sold in one of our store lobbies.
- Can not be combined with sales or other discounts.
- Return the computer and we will forgive all future payments.
- Limit of $700 on loans per person at any time.
- To change credit cards you must bring a new one into our store.
- You may come in and pay off your balance at any time. You will receive a paid in full letter.
To qualify you must meet the following criteria:
- Debit or credit card in your name that works for the downpayment and expires after the loan end date.
- Arizona ID or Drivers License with current address that we can take a photo of.
- Phone that we can text.